@article{oai:ritsumei.repo.nii.ac.jp:00011480,
 author = {Hoang, Nguyen Anh},
 journal = {Ritsumeikan Journal of Asia Pacific Studies, Ritsumeikan Journal of Asia Pacific Studies},
 month = {Sep},
 pages = {77--94},
 title = {Vietnamese banks’ decision making in lending to small & medium enterprises (SMEs) based on soft and hard information},
 volume = {33},
 year = {2014}
}